Proceedings of the Roundtable Discussion 2013 Financial Inclusiveness of the Poor : Beyond Microfinance , livre ebook

369

pages

English

Ebooks

2014

Écrit par
N.A.

Publié par
The Islamic Research and Training Institute

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369

pages

English

Ebooks

2014

Lire un extrait

Obtenez un accès à la bibliothèque pour le consulter en ligne En savoir plus

Publié par

The Islamic Research and Training Institute

Date de parution

01 janvier 2014

Nombre de lectures

EAN13

9796500294247

Langue

English

Poids de l'ouvrage

4 Mo

This book presents a study on financial inclusiveness of the poor, Promotion of financial inclusion has been an important social and financial need across countries. In India, the primary responsibility of ensuring financial inclusion lies with the commercial banks subject to guidelines of the central bank (RBI). However, due to the huge size and diversity of population the commercial banks have been taking the assistance of various social and financial entities like co-operative banks, regional rural banks (RRBs), self-help groups (SHGs), joint liability groups, and other non-banking finance companies (NBFCs). The objective of the article is to critically examine and highlight the role and efficacy of the commercial banks doing business in the state of Jharkhand in connection with their responsibility towards promoting financial inclusion. The article also aims at examining the capacity and role of other institutions mentioned above for the purpose of promoting financial inclusion in the state.

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Publié par

The Islamic Research and Training Institute

Date de parution

01 janvier 2014

Nombre de lectures

EAN13

9796500294247

Langue

English

Poids de l'ouvrage

4 Mo

ECONOMICS

FINANCIAL INCLUSIVENESS OF THE POOR: ‘BEYOND MICROFINANCE’Edited by Abdelrahman Elzahi Abdul Ghafar Ismail

Paper presented at the Roundtable Discussion on Financial Inclusiveness of the Poor: ‘Beyond Microfinance’, 21 - 22 October 2013, Universitas Islam Negeri Maulana Malik Ibrahim, Malang, Indonesia ISLAMIC RESEARCH AND TRAINING INSTITUTE

ISLAMIC DEVELOPMENT BANK

PROCEEDINGS OF THE ROUNDTABLE DISCUSSION 2013 ON FINANCIAL INCLUSIVENESS OF THE POOR: ‘BEYOND MICROFINANCE’ 21 - 22 October 2013, Universitas Islam Negeri Maulana Malik Ibrahim, Malang, Indonesia

©Islamic Development Bank, 2014 King Fahd National Library Cataloging-in-Publication Data King Fahd National Library Cataloguing-in-Publication Data Elzahi, Abdelrahman Proceedings of the roundtable discussion 2013 on financial inclusiveness of the poor: beyond microfinance. / Abdelrahaman Elzahi; Abdul Ghafar Ismail.–Jeddah, 2014 346 p;…cm ISBN: 978-9960-32-277-3 1-Microfinance 2- Islamic Development Bank I- Abdelrahman Elzahi II- Abdul Ghafar Ismail III- Title 332.1 dc 1435/2195 L.D. no. 1435/2195 ISBN: 978-9960-32-277-3

PROCEEDINGS OF THE ROUNDTABLE DISCUSSION 2013 ON FINANCIAL INCLUSIVENESS OF THE POOR: ‘BEYOND MICROFINANCE’ 21 - 22 October 2013, Universitas Islam Negeri Maulana Malik Ibrahim, Malang, Indonesia

PROCEEDINGS OF

THE ROUNDTABLE DISCUSSION 2013

FINANCIAL INCLUSIVENESS OF THE POOR:

‘BEYOND MICROFINANCE’Edited by Abdelrahman Elzahi Abdul Ghafar Ismail Organized by

Universitas Islam Negeri Maulana Malik Ibrahim,Malang-Indonesiaand Islamic Research and Training Institute (IRTI/ GIDB), Jeddah–Saudi ArabiaIn collaboration with

Perhimpunan Baitul maal wattamwil (BMT) Indonesia, Jakarta - Indonesia 21–22 October 2013 th 5 Floor, Ir. Soekarno Building, Universitas Islam Negeri Maulana Malik Ibrahim Malang Jalan Gajayana no. 50, Malang 65144, Indonesia iii

PROCEEDINGS OF THE ROUNDTABLE DISCUSSION 2013 ON FINANCIAL INCLUSIVENESS OF THE POOR: ‘BEYOND MICROFINANCE’ 21 - 22 October 2013, Universitas Islam Negeri Maulana Malik Ibrahim, Malang, Indonesia

PROCEEDINGS THE ROUNDTABLE DISCUSSION 2013FINANCIAL INCLUSIVENESS OF THE POOR:

‘BEYOND MICROFINANCE’

Edited by Abdelrahman Elzahi Abdul Ghafar Ismail Organized by Universitas Islam Negeri Maulana Malik Ibrahim, Malang - Indonesia and Islamic Research and Training Institute (IRTI/ GIDB), Jeddah–Saudi ArabiaIn collaboration with Perhimpunan Baitul maal wattamwil (BMT) Indonesia, Jakarta - Indonesia 21–22 October 2013 th 5 Floor, Ir. Soekarno Building, Universitas Islam Negeri Maulana Malik Ibrahim Malang Jalan Gajayana no. 50, Malang 65144, Indonesia UNIVERSITAS ISLAM NEGERI MAULANA MALIK IBRAHIM MALANG ISLAMIC RESEARCH AND TRAINING INSTITUTE 2013

PROCEEDINGS OF THE ROUNDTABLE DISCUSSION 2013 ON FINANCIAL INCLUSIVENESS OF THE POOR: ‘BEYOND MICROFINANCE’ 21 - 22 October 2013, Universitas Islam Negeri Maulana Malik Ibrahim, Malang, Indonesia

PROCEEDINGS OF THE ROUNDTABLE DISCUSSION 2013 ON FINANCIAL INCLUSIVENESS OF THE POOR: ‘BEYOND MICROFINANCE’ 21 - 22 October 2013, Universitas Islam Negeri Maulana Malik Ibrahim, Malang, IndonesiaAGENDA Date : 21–22 October 2013 Venue : Ir. Soekarno Building, Universitas Islam Negeri Maliki, Malang–Indonesia TIME ACTIVITY Monday, 21 October 2013 Session I 08.00-08.30 am Registration 08.30-09.00 am Opening Remarks–Rector UIN Maliki Malang Reading of Holy Qur’anOC Progress–Dr. Roibin IRTI Reporting–Prof. Dr. Abdul Ghafar Ismail Opening Ceremony–Rector UIN Maliki Malang 09.00-10.00 am Moderator: Roibin Positioning IMFI in Mainstreaming Financial Sector Presenter: Adiwarman A. Karim (Perhimpunan BMT Indonesia) Discussant: Tawat Noipom 10.00-10.15 am Refreshment 10.15-11.15 am Moderator: Abdul Ghafar Ismail Enhancing the Role of IMFI in Mainstream Financial Sector Presenter: Widiyanto Mislan (Universitas Islam Sultan Agung Semarang) Discussant: Tutik Hamidah 11.15-12.45 pm Moderator: Abdelrahman Elzahi Indonesia: Providing Financial Services to People Who Do Not Qualify Banking in Indonesia Presenter: Kartiko Wibowo (Perhimpunan BMT Indonesia) Discussant: Sudirman Brunei: Islamic Microfinance Institution in Brunei Darussalam Presenter: Rose Abdullah (Sultan Sharif Ali Islamic University) Discussant: Raditya Sukmana IDB Experience in Developing Islamic Microfinance Institutions Presenter: Hylmun Izhar and Ahmad Ompo Sarwono (IRTI/IDB) Discussant: Suhal Kusairi 12.45-02.00 pm Lunch and Zuhr Prayer vii

PROCEEDINGS OF THE ROUNDTABLE DISCUSSION 2013 ON FINANCIAL INCLUSIVENESS OF THE POOR: ‘BEYOND MICROFINANCE’ 21 - 22 October 2013, Universitas Islam Negeri Maulana Malik Ibrahim, Malang, Indonesia

Session II 02.00-05.00 pm

08.30-10.00 am

Moderator: Raditya Sukmana Malaysia: Impact of Microfinance on Income Improvement and Poverty Reduction: Experience from Malaysia Presenter: Rahana Abdul Rahman (UniversitiTeknologi MARA, Malaysia) Discussant: Burhanuddin Susamto Thailand: Who Demands for Micro-financing in Thailand? Presenter: Tawat Noipom (College of Islamic Studies, Thailand) Discussant: Segaf Bangladesh: Experiences of Islamic Microfinancing Schemes on Poverty Alleviation in Bangladesh Presenter: Abdul Bashar Bhuiyan (University Malaysia Perlis, Malaysia) Discussant: Rose Abdullah Bangladesh: Microfinance: Learning from Islami Bank Bangladesh Limited Presenter: Abu Bakr Rafique (International Islamic University Chittagong, Bangladesh) Discussant: Kartiko Wibowo Pakistan: Microfinance Institutions in Pakistan: Performance and Challenges Presenter: Muhammad Khaleequzzaman(International Institute of Islamic Economics, IIUI, Pakistan) Discussant: Badr El-Din A Ibrahim Tuesday, 22 October 2013 Moderator: Hylmun Izhar Sudan: Factual Laboratory for Islamic Microfinance in Sudan Presenter: Badr El-Din A Ibrahim (Central Bank of Sudan) Discussant: Muhammad Khaleequzzaman Islamic Microfinance in Kenya: an Evaluation of the Orphan Microenterprise Project (Omep) Mandera County Presenter: Wahida Mohamed Athman Ali (Maseno University, Kenya) Discussant: Widiyanto Mislan Enhancing the Enforceability of Islamic Microfinance Contract in OIC Countries Presenter: Zeineb Zouari (University of Sousse, Tunisia)

viii

PROCEEDINGS OF THE ROUNDTABLE DISCUSSION 2013 ON FINANCIAL INCLUSIVENESS OF THE POOR: ‘BEYOND MICROFINANCE’ 21 - 22 October 2013, Universitas Islam Negeri Maulana Malik Ibrahim, Malang, Indonesia

10.00-10.15 am

10.15-12.15 pm

12.15-01.45 pm

01.45-03.15 pm

03.15-05.00 pm

05.00-05.15 pm

05.15-08.00 pm

08.00-10.00 pm

Discussant: Yuniarti Hidayah Soyoso P Refreshment Moderator: Sudirman Group Lending Policy and Repayment rate in IMFI Presenter: Abdul Ghafar Ismail (IRTI) and Wan Nor Aisyah Wan Yussof (Universiti Kebangsaan Malaysia) Discussant: Abu Bakr Rafique Credit Policy and Loan recovery in IMFI Presenter: Suhal Kusairi Discussant: Zeineb Zouari Providing Takaful through IMFI Presenter: Ahmad Thohirin (Universitas Islam Indonesia, Yogyakarta) Discussant: Hakimi Shafiai Framework for Regulating Islamic Microfinance Institutions (Towards Prudential Regulation) Presenter: Muchlasin (Otoritas Jasa Keuangan) Discussant: M. Nur Yasin Lunch and Zuhr Prayer Moderator:Badr El-Din A Ibrahim Risk Management Framework for IFMI (Including Legal Risk, Business Risk and other risks) Presenter: M. Nur Yasin (UIN Maliki Malang) Discussant: Jundiani Socio-Economic Impact of Islamic Microfinance Presenter: Nur Indah Riwajanti Discussant: Slamet Positioning IMFI in Financing the Agriculture Sector Presenter: Hakimi Shafiai Discussant: Wahida Mohamed Athman Ali Beyond the Microfinance–an Open Discussion Moderator: Abdelrahman Elzahi (IRTI) Closing by IRTI Refreshment and Magrib-Isha Prayers Dinner

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